Questions to Ask When Buying a Business

ByJulija A.
February 17,2022

If you are thinking of buying a business, congratulations! Owning your own business is a fantastic way to achieve the American Dream. However, before you hand over any cash or start checking out the banks that could assist your future business, it's essential to ask the right questions first.

In this article, we will discuss the essential questions you need to consider when buying a company. These questions will test your readiness to venture into a new business. They will also extract everything you need to know about the seller's business practices, successes, and risks. Let's delve into questions to ask when buying a business.

Questions About The Business Itself

Besides asking questions about the financials and the company's history, the first order of business is to ask those that provide information on how the company that’s up for sale is currently operating.

These questions will give you an idea of what it's like working in this particular industry and help guide your decision-making process regarding the purchase of the business. 

Why Are You Selling Your Business to Me?

The best way to start a conversation with the seller is with a direct question. It might appear blunt to ask the business seller why they are giving up on their hard work. That said, when buying a business, questions like this can reveal a lot about it.

The seller could be honest and say that they achieved the maximum they could with the company and felt it's time to move on to something new. They might be in a situation that requires a different business plan. If the seller gives you an unclear answer, they may be hiding something. Trust your intuition here, but don’t be afraid to ask the seller some follow-up questions, too.

When Did You Purchase This Business?

By analyzing the past, you can gain excellent insight into how long your newly acquired business will last. It should be one of the first questions to ask a seller when buying a business. That is why checking a company's history can give you hints about its longevity on the market and is a good indicator of your chances for continued success. That said, just because the owner had a long-lasting business doesn’t mean it’s guaranteed to work the same way for you.

Why Did You Buy It in the First Place?

With this question, you can see how the seller's mind works. It will also help you clear up your incentive to take this company upon yourself, especially if it will involve plenty of your time investment. 

What Is Your Current Business Plan?

If you ask about business plans, the seller can divulge planned expansions and business development ideas. If you’re stumped on what questions to ask when buying a business, checking the scope of the seller's business plan can tell you why they are abandoning their current company or small business.

How Does Your Company Generate Income?

Time is money; hence you'll need to find out how you'll get compensated. Specific businesses have out-of-the-ordinary methods of creating income. It could be through a subscription, one-time fee, or something else entirely. 

Can You Tell Me About Your Crucial Employees?

It's tough to find good help, and hard-working employees with a good performance track record can help kickstart a new business venture. You'll want to keep these employees working for you. It is one of the good questions to ask when buying a business, as their knowledge and years of experience can add a lot to the growth of your business.

How Fast Does the Business Get Paid for Goods and Services?

You have to consider many factors when deciding if you want to buy a business. One of the often-overlooked ones is the time to get paid after finishing a job. If the previous business owner had a significant delay in getting paid after delivering the goods, it could indicate a supply chain problem.

Questions About the History of the Business 

It's always wise to ask the seller about any previous events or circumstances that may have impacted the business. These include anything from a natural disaster to a lawsuit. It is one of the most important things to consider when buying a business if you don’t want to be unpleasantly surprised when combing over the books at a later date.

The goal is to understand how well the company has weathered past storms. With the right questions, the seller might just give you invaluable tips on avoiding the company's past pitfalls.

Am I Picking Up Any Liabilities With This Business?

You'll need to make sure you're not inheriting any undisclosed debts when purchasing a business. Ask about the property mortgage rate, long-term commitments, contracts with clients, or "buy now, pay later" equipment purchases.

Keep in mind that when you take over someone's business, you're also taking over their debts, so this should be one of the questions to ask when acquiring a company. If the seller tells you that they'll pay the debts later, it should be a giant red flag.

Are There Any Earlier or Unresolved Lawsuits?

Another red flag is if the company has any active lawsuits which could put your finances in peril. Legal expenses and previous damages done to the business' name may be too much to ever successfully recover from.

Do I Need To Acquire Any Permits or Licenses?

A good number of companies have an ongoing industry-based license or a permit. Hence, one of the legal questions to ask when buying a business is whether there are any licenses or permits that you need to purchase or renew. Otherwise, you could land in legal hot waters if you don't care about this issue.

Who Are Your Competitors?

One of the biggest mistakes you could make is to skip on investigating the market competition prior to your purchase. Do your own research first, but also check with the seller - they may be able to give you some handy tips.

Can You Offer Advice on Conducting This Business?

The previous owner has a unique experience and perspective on running a business. Feel free to ask them for an honest opinion about conducting this business and how to make it grow in the future. 

They might reveal problematic suppliers or ineffective marketing strategies they tried out, which is invaluable info. This should be one of the initial questions to ask when buying a business after inquiring about the company itself.

Questions About the Financials

Next, you want to focus on financial questions. One of the most critical ones is how much money the company is making and where that money comes from. In order to make an informed decision about purchasing a business, it’s essential to have a complete understanding of how its finances work.

What Is the Company's Yearly Gross Revenue?

You have to know how much you can earn through your chosen business and what the ongoing company expenses are. A seller needs to be forthright with this data by showing you profit margin figures, making this one of the most important financial questions to ask when buying a business. If they seem cagey and try to deflect your question, it’s a sure-fire sign that this business may not be worth purchasing.

What Was the Profit Margin in Recent Years?

If the profit margins are slim compared to gross revenues, the business most likely has significant active expenses. Don’t settle for just asking the current owner, though: getting a professional and independent auditor to check the financial books and tell you the company’s situation should be your highest priority.

What Is Your Asking Price for This Business?

The aim is to get a ballpark figure and haggle with the owner if the price is worth negotiating over. As simple as it sounds, this is one of the first and best questions to ask when buying a business. The asking price should generally be up to three times the yearly profit figures. Also, be sure to research similar companies in the area, price range, and market to get a feel for how realistic the asking price is.

Why Are You Asking for This Much?

This is another very direct question that will help you determine how the seller thinks, providing they are honest. It will also tell you whether you trust this person enough to conduct business with them.

What Company Assets Will I Acquire?

You'll need to evaluate everything you're getting when purchasing a business, preferably with a good task management tool. For this reason, one of the questions to ask the owner when buying a business should be regarding asset acquisition. The answer needs to tell you about the assets in detail:  equipment, a client list, and delivery or business vehicles. It should also include intangible assets like social media accounts and goodwill.

Did You Run an Independent Business Appraisal?

The seller can do their own business evaluation to get an idea about a fair asking price. Otherwise, an independent auditor can comb through their finances and assets to determine if the asking price is too high. You can be much more confident in a  seller who doesn’t mind an independent evaluation. That's why it's one of the more important accounting questions to ask when buying a business. Both the seller and the buyer may ask for an independent appraisal at any time before the transaction is concluded.

Can My Auditor Check Your Books?

An honest seller won't mind if you hire a competent and independent auditor to run a financial analysis on their business. That includes checking the finance books for balance sheets, tax returns, investments, active leases and contracts, income and cash flow statements. An ideal analysis should cover at least three to five years of prior business operation, up to the current date.

Questions To Ask Yourself

You've done an extensive study of what you were getting yourself into when you decided it’s time to buy that arcade shop or manicure business. However, the list of questions to ask before buying a business shouldn’t include only those directed at the current business owner. 

Buying and investing in a new company is no small feat. You need to take a good look at everything and think long and hard about whether becoming a business owner is the right career path for you. Asking the following questions and giving yourself an honest answer can help with that.

Why Do You Want To Acquire This Business?

Take some time to run through all the obvious and hidden reasons for buying a particular business. These reasons must be compelling enough to motivate you to put the maximum effort into running the company properly. 

Maybe you like working in a specific industry, or it looks like a sound investment. Or it could be an online store you loved visiting and now want to take over and improve by increasing conversions and giving it your own unique spin. On the list of questions to ask yourself when buying an existing business, your motivation to buy a particular venture is perhaps the most important one. Whatever the reason is, it must be strong enough to motivate you to push through any difficulties that running it in the future may bring.

Why Don't You Start Your Own Business?

You need to be sure you’d rather tackle running an existing business than do your own thing from the ground up. Perhaps you want to continue the company's legacy and values, or you want to change it into something new and exciting. If you like the niche but feel that the business itself would need a complete rework, maybe starting your own venture is a better idea.

Do I Have a Solid Financial Plan To Present to Potential Lenders?

Having a bullet-proof financial plan is crucial to developing your business and making the company profitable. As such, this is one of the most helpful questions to ask yourself when purchasing a business. A solid financial plan will attract potential lenders to assist you, especially if you end up needing a loan on a suboptimal credit.

Who Else Do I Need To Contact?

If buying the business goes well, you need to start thinking about the next steps. Do you have a list of people you want to reach? Will you be using customer relationship management software? Scheduling a meeting with employees, suppliers, clients, customers, and other business-related contacts will help alleviate any potential concerns they may have about the new management. 


The questions listed above are just a starting point. Be sure to ask other questions specific to the business you're interested in and the industry it operates in. Buying a business is a big decision, so make sure you have all the information you need before moving forward. By asking the right questions, you'll be able to make an informed decision that will go a long way towards making your next business venture a success.

Frequently Asked Questions
What are the key questions to ask when buying a business?

One of the first questions should focus on the seller’s asking price and why they are asking for that much. It is a good starting point to check if they’re willing to negotiate the price. These questions will also give you an insight into the seller’s financial reasoning and reliability.

What are the 4 basic business questions?

You should always check with the seller why they want to sell their business to see if they’re truthful and determine what you’re getting yourself into. This leads to the next question: “Am I picking any liabilities with this business?” which will let you know about a potential property mortgage rate, long-term commitments, contracts with clients, or "buy now, pay later" equipment purchases.

Don’t forget to check the company’s financial status. Ask about the company’s yearly gross revenue to determine how much of the profit you can expect in the beginning. Lastly, ask yourself why you want to acquire this business. You’ll need good enough reasons to help you get through any adversities you may face while managing the company down the road.

What kind of information should you request before purchasing a business?

There are a lot of important questions to ask, but you should focus on the business history and financials, along with the seller’s reason for passing on the business to you.

How do you evaluate a business before buying?

There are a lot of questions to ask when buying a business. Start with your plans and expectations for the company you want to acquire. Ask yourself if the reasons for buying the business are valid enough to keep you going in the first few years. Make sure to go over the business history, its financials, and success in recent years, so you can get a better idea of how it will perform in your care.

About the author

Julia A. is a writer at With experience in both finance and marketing industries, she enjoys staying up to date with the current economic affairs and writing opinion pieces on the state of small businesses in America. As an avid reader, she spends most of her time poring over history books, fantasy novels, and old classics. Tech, finance, and marketing are her passions, and she’s a frequent contributor at various small business blogs.

More from blog

When running a business or reviewing our personal finances, more often than not, we find ourselves lacking funds for something. If it’s something luxurious, most of us simply won’t get it unless it’s absolutely necessary. After all, bad credit loans are something all of us try to avoid. Still, when we need something for our company to grow, we’ll try to get a loan. The more money we need, the bigger the loan’s drawbacks. So what happens if we can’t pay those loans back? Bills and debts start piling up, and you don’t know which way is up anymore. If you’ve drained every option and even bad credit loans are no longer an option, it might be time to declare bankruptcy. Is that the right choice for you, and how will you get back on your feet afterward? Well, the US government came up with a few solutions, one of them being Chapter 11. But what is Chapter 11 bankruptcy? Chapter 11 ​​Bankruptcy Explained By definition, Chapter 11 bankruptcy involves reorganizing a debtor’s assets, debts, and business affairs, which is why it’s also known as "reorganization" bankruptcy. Although it’s available to individuals and businesses alike, it’s mostly used by companies. Commonly, the debtor is allowed to keep their possessions, is viewed as a trustee, may continue to run their business, and (with court approval) borrow money again. When a reorganization plan is developed and proposed, creditors vote on it; if it passes and fulfills specific legal prerequisites, it is approved by the court. The purpose of the Chapter 11 bill was to help businesses regroup and set up a strategy for the future. This plan may contain modifying payment due dates and interests and can even remove a debt entirely. How Does Chapter 11 Work? All bankruptcy chapters, including Chapter 11, halt the collection process. Once filed, the "automatic stay" forbids most creditors from hunting you, giving you enough room to breathe and figure out your next move. This temporarily stops: Payment demands Removal or any kind of foreclosure Collections trials Till taps, property confiscation, bank levies Unlike other chapters, Chapter 11 allows the debtor to act as the trustee, meaning that they can continue everyday business functions as a "debtor in possession" while Chapter 11 restructuring takes place. However, the business can not make all decisions without court permission. Restricted decisions include sales of any assets other than inventory, creating or closing a rental agreement, taking out new loans, and controlling business operations. The court also controls payment decisions and contracts related to attorneys, vendors, and unions. Ultimately, the debtor cannot take out a loan that will begin after the bankruptcy is complete. Is Chapter 11 the Best Bankruptcy Option for You? There are nine chapters in Title 11 of the US Code, each focusing on different bankruptcy strategies. Chapters 1, 3, and 5 explain the legalities of bankruptcy for all parties involved, including the debtor, creditor, and court.  The other chapters explain who can file for bankruptcy and how to do so according to who they are or whom they represent: Chapter 12 is for family farmers or family fishers with regular income.  Chapter 15 is used in international cases. Chapter 13 is for individuals with stable income and has certain debt restrictions. Chapter 7 is the liquidation bankruptcy chapter for people who cannot create a reorganization plan and provides them with information on liquidating their remaining assets. How to File for Chapter 11 Bankruptcy Now that Chapter 11 bankruptcy has been explained, let’s go over the procedural part. It begins by filing a petition at the debtor’s residential area or incorporation location’s federal bankruptcy court. It may be a voluntary petition, filed by the debtor, or an involuntary one, filed by creditors that meet specific requirements. Then, the creditors vote if the plan within the petition is acceptable. Since the next option is usually filing for a Chapter 7 bankruptcy, meaning liquidation, creditors are typically cooperative. However, if a creditor objects to the plan, the court will get the input from creditors and other interested parties, before deciding on the best course of action. The determining factors include: Success probability Good faith The creditors’ best interest If it is fair and equitable So how long does Chapter 11 take? Well, there are technically no limitations. Some cases take only a few months, but it often takes six months to two years for a case to close.
By Nikolina Cveticanin · May 24,2022
When faced with debts that you cannot pay, it may seem like there is no way out. However, a bankruptcy discharge could release you from personal liability. Before taking any steps, it’s important to know what bankruptcy discharge means and how you can file for an order of discharge in your personal situation. Given that the average American has over $21,000 in debt from personal loans and credit cards alone, discharged bankruptcy is a relevant topic for many people across the country. Here’s all you need to know about discharged bankruptcies. The Bankruptcy Discharge Definition When it comes to the bankruptcy discharge meaning, defines it as “a court order that ends bankruptcy proceedings as old debt and hence releases the debtor from the responsibility of repaying certain types of debt.” In essence, a discharged bankruptcy will free you from any obligation to repay the debts covered by the order of discharge. This also means that creditors can no longer take action against you in relation to those debts. Those actions include debt collection, attempts at legal action, and communication with you via letters or telephone calls. A discharged bankruptcy may occur when you file a Chapter 7, 11, 12, or 13 bankruptcy. Before filing for a discharge order, though, it’s important to recognize the downsides of bankruptcy while also researching which debts can or cannot be discharged.  How Can You Get a Discharge of Bankruptcy Order? Under most circumstances, debtors are automatically given a discharge during their bankruptcy case unless creditors object. So, by informing your attorney to file for bankruptcy, an order discharging debtor liability will be included as a part of the legal proceedings.  Assuming no litigation involving objections is posted, the Federal Rules of Bankruptcy Procedure will ensure that copies of the order of discharge are provided to the debtor (you), the debtor’s attorney, the US trustee, the case trustee, the trustee’s attorney, and all creditors. The notice of bankruptcy discharge proof also informs creditors that your financial liability has been dropped and advises them not to pursue any further action. The length of time that it takes to acquire a discharged bankruptcy order depends on the bankruptcy chapter filed. Generally speaking, the timeframes are as follows: Chapter 7 (for liquidation): Courts grant discharges following the expiration of a creditor’s complaint objection period, which is usually between 60 and 90 days after your 341 meeting. This generally happens four months after you, the debtor, files a petition at the bankruptcy court. Chapter 11(for an individual chapter 11 bankruptcy): The courts grant an order of discharge once you have completed all payments under the bankruptcy agreement. Chapter 12 (for an adjustment of debts of a family farmer or fisherman): The courts will also grant the discharge after payments have been completed. Due to the nature of this bankruptcy hearing, it usually takes between three to five years to secure the discharge after the filing date. Chapter 13 (for an adjustment of debts for an individual with regular income): The order may be granted by the courts as soon as the agreed payments are finalized. Again, it often takes three to five years after the date of filing.  It should also be noted that you may be required by the Bankruptcy Code to complete an instructional financial management course. However, there are exceptions to this ruling, including a lack of adequate local educational programs or if the debtor is living with a disability. Understanding the Inclusions of Discharged Bankruptcy Orders When trying to work out how a bankruptcy discharge is relevant to your personal financial situation, you’ll naturally want to know what types of debt can be discharged. After all, bankruptcy discharge orders don’t cover everything. Section 523(a) of the Bankruptcy Code details a number of exceptions under each chapter of bankruptcy.  When filing a Chapter 7, 11, or 12, there are 19 categories of nondischargeable debts, while the list is a little smaller for Chapter 13. Below are a few examples: Certain tax claims  Child support payments  Spousal or alimony payments  Government penalties Guaranteed educational loans Cooperative housing fees While secured debts cannot be included, a valid lien or sale of the secured asset can be used to repay the debts, with the shortfall (remaining balance) subsequently being included in the order of discharge. It should also be noted that obligations affected by fraud or maliciousness won’t automatically be exempted from a discharge. It will be up to creditors to post an objection to these. If they do not, they will be included in the order discharging debtor responsibilities. Before filing for bankruptcy, it’s important to do your homework or speak to an attorney/financial advisor about the debts that can be discharged and the ones you would be liable to pay. Bankruptcy Closed vs. Discharged A bankruptcy discharge order doesn’t necessarily translate into a case closed. In a simple Chapter 7 bankruptcy without assets being lost, the closure should occur a few days after your discharge. When assets are being lost, any relevant litigation must be finalized before closure can occur. In cases where a repayment plan is needed, the closure won’t happen until after the trustee has confirmed the final report for payment distributions. Generally speaking, it is only the Chapter 7 bankruptcy cases involving difficult assets that are kept open for long periods. Although rare, it is also possible for debtors, creditors, or trustees to reopen the bankruptcy case if a debt hasn’t been listed or if false information has been provided. What Else You Need to Know About Bankruptcy Discharging Before thinking about bankruptcy, you must consider the impact it will have on your financial future. For starters, you will still be required to pay secured debts, while the impact on your credit score will last for up to eight years.  Many people who file a bankruptcy worry about what it means for their career, but the good news is that employers are prohibited from discriminatory treatment of debtors based on their bankruptcy status. This covers both public and private businesses. Furthermore, bankruptcy courts may permit those who file for bankruptcy to run businesses even before the discharge. That’s why it’s important to stay up to date on the best business banking options. A second discharge in a Chapter 7 case will be rejected if you have already received a discharge within the last eight years for a Chapter 7 or 11. This duration is reduced to six years for Chapter 12 and 13 cases. This is unless all unsecured debts from the previous discharge have been cleared. Finally, you will be advised to keep hold of your bankruptcy discharge proof letter in case creditors attempt to take action against you after the confirmation. Should this happen, you will be in a position to file a motion with the court. Should you lose your copy of the discharge order, it is possible to request another from the clerk at the bankruptcy court for a fee. Electronic documents may also be available via the clerk’s PACER system. Conclusion By now, you should have a solid understanding of the bankruptcy discharge meaning in law and how it can impact your future following any proposed bankruptcy. Under the right circumstances, it can be an attractive option that removes some of your financial burdens while also putting an end to annoying calls and debt collection actions.
By Julija A. · May 24,2022
Bonds are a good investment option for those seeking a return on their capital because they tend to offer a reliable and predictable income stream. In this article, we will explain what bonds are and how they work. We will also discuss the benefits and risks associated with bond investments and share tips on how to get started in bond investing. What Are Bonds, and How Do Bonds Work? Bonds are debt securities that are issued by governments and corporations in order to raise capital for projects, expansions, and other purposes. When you buy a bond, you are essentially lending money to the bond issuer. In exchange for your investment, the issuer agrees to make interest payments at regular intervals, as well as repay the principal amount of the loan when the bond matures. Investment bonds enable the issuer to secure cash flow at specified dates. From the investors' side, bonds are a low-risk investment with typically good interest rates. But not all bonds are created equal. Some are a better investment than others. Characteristics of a Bond Bonds come with a number of different characteristics, including the following: Face value: This refers to the amount that the bond will be worth when it matures. Maturity date: This is the date on which the bond will be repaid in full. Coupon rate: This is the annual interest rate paid on a bond. Yield: This is the return an investor will realize on a bond. On top of these basic characteristics, there are a couple of other aspects that define a bond. Some of the bonds are secured, while others are unsecured. Secured bonds typically have assets backing them that guarantee payment to bondholders if the company cannot meet its obligations. On the other hand, unsecured bonds are not backed by collateral and are a much riskier investment. Different bonds also have different tax statuses. Most are taxable investments, but there are some government-issued bonds that offer tax breaks. These are typically used as a way to encourage investments in specific projects, such as infrastructure development. Tax-exempt bonds normally have lower interest rates than equivalent taxable bonds.   Knowing the difference between taxable and tax-exempt options is a critical part of understanding bonds. An investor must calculate the tax-equivalent yield to compare the return with that of taxable instruments. Most of the tax software available online can help investors with this type of math when preparing for tax season. Callable bonds can be paid off before they mature. This commonly happens with call provisions, which allow companies to retire the instrument at any point during or after its term by prepaying them for a premium amount equal in value of interest earned on reinvested payments made over time. An Example of How Bonds Work So, how do bonds generate income for investors? Here’s an example that makes the aforementioned characteristics more tangible.  Let’s say the city of Chicago is looking to build a new community center but doesn’t have the funds for the project. So, it issues bonds to raise the cash instead of going through a crowdfunding platform or a financial institution. Each community center bond has a face value of $100. This is essentially a loan each investor lends to the city of Chicago. It promises to repay the loan in 10 years, which is the bond's maturity date. However, to be able to sell as many bonds as possible, Chicago also has to entice investors to loan them the money. This is where one of the many important bond features comes in. The coupon rate is, in essence, a yearly interest rate that Chicago will pay to its investors. For this example, let's say that each bond has a 5% coupon rate - each investor will receive $5 each year. After 10 years, when the bond is due, each investor will have yielded $150. Chicago will pay back the principal of $100 as the bond matures, which, combined with $5 of fixed income over ten years, makes quite a decent investment. Benefits of Investing in Bonds There are a number of benefits associated with bonds as an investment, including the following: Stability Bond prices are generally less volatile than stock prices, which means that they can provide stability for your portfolio. The majority of bonds are issued by governments, which are typically considered stable and less likely to default. Income Bond interest payments can provide you with a source of income. While the coupon rate is rarely as generous for the smaller investment as in our example, investing in multiple bonds with a solid coupon rate can turn into a decent annual income. Diversification Every investor knows that a diversified portfolio can make all the difference. Adding bonds to your portfolio can help to diversify your investments and reduce overall risk. Types of Bonds There are many different bonds, including government bonds, corporate bonds, agency bonds, and municipal bonds. Federal bonds are issued by the Department of the Treasury. There are three different types of bonds issued by the Treasury. Also referred to as "treasuries", these have different names based on the maturity date. Those that have a year or less to maturity are called "bills", while those with up to ten years of maturity are known as "notes". Actual "bonds" are those that have over ten years to maturity. Corporate bonds are often issued by companies that need loans much larger than angel investors, VCs, or banks are willing to provide or cannot find bank loans with favorable terms. Corporations often find it more affordable to issue bonds than to go with bank loans when the interest rates and terms are taken into consideration. Municipal bonds are issued by states and municipalities to fund different projects. Investors will often find bonds with tax-free coupon income. Agency bonds are issued by organizations affiliated with the government, such as Freddie Mac or Fannie Mae. Risks Associated With Bond Investments These investments are not without risk. The biggest risk is for the bond issuer to default on the loan, which could result in the loss of your principal investment. Additionally, bonds are vulnerable to market fluctuations, which leads to price volatility. This is partly linked to the bond’s interest rate, meaning that rising interest rates can cause the price of bonds to fall. Finally, bonds are also subject to credit risk, which is the risk that the issuer will not be able to make interest payments. All in All The most important thing to learn about bonds is the different types of bonds and the risks associated with each type. You should also know your investment goals and objectives. Bonds, as fixed-income securities, can be a good addition to an investment portfolio but aren’t the right option for everyone. Finally, it is important to remember that bonds are subject to market fluctuations, so you should never buy bonds with more money than you can afford to lose.
By Vladana Donevski · May 18,2022

Leave your comment

Your email address will not be published.

There are no comments yet