Identity theft protection is more important than ever, and there are various statistics and studies that prove that.
Did you know that, in 2021, Americans lost $5.8 billion because of identity theft? And that’s unsurprising, considering that every 22 seconds, a new identity theft case happens in the US. These numbers are alarming, which is why we need to take this matter seriously.
Luckily, there are multiple ways to protect yourself and prevent identity theft. One of those ways is finding a reliable identity theft protection service. So, we’ve compiled a list of the best identity theft protection solutions currently on the market.
Let’s see what makes them stand out from the rest.
1. Identity Guard
EXCELLENT
EXCELLENT
EXCELLENT
- Insures up to $1 million
- Three great packages
- Low prices
2. Experian
EXCELLENT
GOOD
GOOD
- Free 30-day trial
- Fantastic family packages
- Extra credit features
3. iDenfy
EXCELLENT
GOOD
FAIR
- AML compliance
- ID verification
- Over 2,000 documents supported
4. LifeLock
GOOD
FAIR
GOOD
- Integrated with Norton 360
- Excellent credit protection
- 60-day money-back guarantee
5. IdentityForce
EXCELLENT
GOOD
EXCELLENT
- Rated A+ by the BBB
- Extensive monitoring features
- Insured for $1 million
6. Aura
EXCELLENT
GOOD
EXCELLENT
- Free trial and a money-back guarantee
- Protects up to 10 devices per user
- Straightforward pricing
7. IdentityIQ
EXCELLENT
EXCELLENT
EXCELLENT
- Extended protection for family members
- Affordable monthly and annual plans
- $1 million dollar protection with all plans
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What Is Identity Theft and Why Do You Need Protection From It?
Identity theft is a situation where somebody else uses your personal information without your permission. Fraudsters can use this information to steal your money, open credit accounts in your name, get you implicated in criminal activity, and more.
There are various forms of identity theft, and each of them can affect you differently. Some of the most common types of identity theft include account takeover fraud, debit or credit card fraud, mail identity theft, and Social Security number theft.
All this can seriously damage your financial health and your life in general, which is why it’s crucial to be careful and take steps to protect yourself. Identity theft protection services can assist you with that.
Some of the best identity theft protection companies provide credit monitoring, extended identity protection for your whole family, various fraud alerts, antivirus and VPN services, and more. If the worst happens and you end up a victim of identity theft despite these measures, you’ll be eligible for reimbursement, and the company will cover your legal fees.
Out Methodology for Evaluating the Best Identity Theft Protection Programs
As we’ve already mentioned, finding a reliable identity theft protection service is extremely important. But, with so many choices, how do you know which one is the right choice? To save you some time, we’ve evaluated multiple options to see how they compare to one another. Here’s what we took into consideration.
Monitoring
Monitoring is a crucial part of any identity theft protection program. You need to be sure that the software you pick monitors credit scores and reports from all three major credit bureaus: Experian, Equifax, and TransUnion.
You’ll see that some basic identity theft protection plans only include one-bureau monitoring. So, if you wish to have the full service, you’ll probably need to sign up for one of the top tiers instead.
Insurance
Insurance is another vital element to consider when you’re looking to protect yourself. In case you end up becoming a victim of identity theft, it’s important you have at least some kind of compensation for the stolen funds.
All the providers on our list offer insurance of up to $1 million, with some offering even more. This means not only you but your entire family will be covered in case of identity theft, and you won’t have to worry about going bankrupt.
Recovery
Besides previously mentioned identity theft protection features, we also looked at recovery tools these services provide. In addition to insurance, some identity theft protection services also provide lost wallet assistance, coverage for lawyers and experts, coverage for personal expense compensation, and other mechanisms to help you get back on your feet.
Plans and Features
Advanced features are what sets one service apart from another. It’s important that you find a solution that has all the tools you might need. All the providers we selected offer several pricing plans with different feature sets to accommodate the needs of individuals and their families.
Pricing and Free Trial
Having all these amazing features means nothing if you can’t afford to pay for the service. That’s why we looked for some of the most affordable solutions on the market. While some of them offer free trials, others have a money-back guarantee policy.
In general, the price for the paid plans starts as low as $6.99 per month with some basic features. However, if you wish to get the best service for identity theft protection and include the rest of your family as part of the deal, you should be prepared to pay up to $34.99 per month.
Best Identity Theft Protection: Top 5 Providers
- Identity Guard
- Experian
iDenfy
- LifeLock
- IdentityForce

Best Identity Theft Protection Services: Reviews
Identity Guard Review
EXCELLENT
EXCELLENT
EXCELLENT
- ⦿ IBM Watson AI
- ⦿ Safe internet browsing
- ⦿ Password manager
Experian Review
EXCELLENT
GOOD
GOOD
- ⦿ One of the three major credit bureaus
- ⦿ Excellent family protection
- ⦿ Great recovery team
iDenfy Review
EXCELLENT
GOOD
FAIR
- ⦿ Automatic scalability
- ⦿ Multi-layer user verification
- ⦿ Compliance with privacy standards
LifeLock Review
GOOD
FAIR
GOOD
- ⦿ Top-of-the-range mobile app
- ⦿ Good recovery plans
- ⦿ Prompt alerts
IdentityForce Review
EXCELLENT
GOOD
EXCELLENT
- ⦿ Timely alerts
- ⦿ Superb recovery features
- ⦿ Extensive monitoring services
Aura Review
EXCELLENT
GOOD
EXCELLENT
- ⦿ Up to $5 million insurance
- ⦿ 24/7 support
- ⦿ Monitors criminal and court records
IdentityIQ Review
EXCELLENT
EXCELLENT
EXCELLENT
- ⦿ Dark web monitoring
- ⦿ SSN alerts
- ⦿ Fraud restoration
There are many identity theft protection solutions out there, but deciding which one is the best will mostly depend on your personal preferences. All the services on our list are reliable and offer great recovery plans. And while some are on the cheaper side, others offer free trials so that you can test the service before committing.
Identity Guard and IdentityIQ have the most affordable plans, while Aura offers the best identity theft protection insurance coverage of up to $5 million with its Family plan.
Identity theft protection services provide access to various advanced tools such as score trackers, score change alerts, alerts about crimes committed in your name, and more. They can potentially save you a lot of money for a comparably low monthly or annual cost, so we’d say they’re definitely worth it.
To make sure no one is using your identity, monitor your bank accounts regularly. You should check your credit reports with all three credit bureaus and report any unusual activity or inaccurate information. However, the safest way to go about it is to use one of the best personal identity theft protection services, such as those we’ve listed in this article.
This is a tricky question, especially in a world where more than 4.74 billion people use social media platforms, and everyone has several social media accounts. But one thing is certain - you should never provide sensitive information to anyone via email, text messages, or social media.
Always try to create strong passwords and never share them with anybody. If you’re unsure whether or not a certain website is secure, make sure to use a VPN and have anti-malware protection enabled. Furthermore, you can opt for the services of one of the best identity theft protection providers, as they offer valuable prevention and recovery tools.